New Crypto Regulation Framework Proposed in the EU — What Changes for Exchanges
Jakarta, September 11, 2026 — European Union regulators have proposed a new framework that would require crypto exchanges to meet stricter capital and disclosure requirements.
What Happened?
The proposal builds on the existing MiCA regulation and would require exchanges to hold reserves equal to at least 2% of customer assets. It also introduces mandatory reporting for large transactions and stricter KYC rules.
Market Impact
- EU-based exchanges: Shares mixed as compliance costs rise
- Stablecoin issuers: Face stricter reserve requirements
- DeFi protocols: Currently out of scope, but may be included in future revisions
What Experts Say
Some industry leaders welcome the clarity, saying it will attract institutional capital. Others warn that overly strict rules could push innovation to other jurisdictions.
What It Means for Users
If you use EU-based exchanges, expect more identity verification and possibly higher fees as platforms pass on compliance costs. However, stronger rules may also mean better protection against exchange failures.
Conclusion
The proposal is not yet law. It will go through several rounds of negotiation before any rules take effect, likely in 2027 or later.
Disclaimer: This article is for informational purposes only. Not financial advice.